As part of our commitment to adhere to the highest standards of customer service and achieve our goal of 100% customer satisfaction, we want to ensure that you fully understand your membership and all the benefits that go along with it.
A comprehensive credit reporting, management, and protection service, 3scores.com provides members with instant, unlimited access to their official credit score, as well as 24/7 monitoring and automatic email alerts at all 3 credit bureaus: TransUnion, Experian and Equifax. 3scores.com members enjoy the ease and convenience of being able to access and review their credit information anytime they need to. What's more, members are kept up-to-date about their credit status because they are alerted via email whenever there's a critical change to their credit information at any of the three credit bureaus.
In addition, members have access to a variety of other benefits, including a Credit Fraud Consultation service, 24/7 Roadside Assistance, and our popular My-Rewards program.
As a member of 3scores.com, you'll receive:
You may have a trial membership period during which you can use all of the program benefits as much as you'd like, without cost or obligation. If you decide the service isn't the easiest, most effective way to manage and protect your credit, simply call to cancel before the end of the trial period and you won't be charged a membership fee. If you choose to continue to take advantage of your member-only benefits after the trial period, the membership fee will automatically be charged to the credit or debit you used to enroll in the program. You will not be charged until your free trial period has elapsed.
My-Rewards is a program created exclusively to give members significant savings on a wide variety of products and services. Money-saving benefits include 24/7 roadside assistance, discounted theme park and movie tickets, free magazine subscriptions, and more.
Roadside assistance includes world-class customer service for vehicle towing up to $100 per claim, fuel delivery, jump start, winching, tire change, and lock-out.
You will be automatically directed to our member portal once you have successfully completed the enrollment process. From the member dashboard, you can easily navigate between the different benefits including your credit report, score, and alerts. You will also receive a welcome e-mail that contains your log in credentials and other important information about your membership.
You will be sent a welcome e-mail within 24 hours of enrollment. If you have not received your e-mail in that time frame, be sure to check your spam folder. You should also add email@example.com to ensure prompt delivery. Should you still not receive your welcome e-mail, please contact us at the customer service number referenced above.
We use "3scores.com" as a billing descriptor for transactions related to our credit services.
Click here to read our Privacy and Security Policy.
We realize that the information you provide is extremely sensitive and we use the utmost security measures to protect your data. Our website is encrypted using 128-bit SSL (secure sockets layer) technology.
No, your credit score is only lowered when a third party like a bank or lender checks it – not when you check it yourself. Contrary to popular belief, you can check your own credit as often as you like with no risk of impacting it negatively. Known as a "soft inquiry", accessing your own credit information is a harmless and smart way to ensure your credit score is as high as it should be.
An example of a "hard inquiry" is when a lender reviews your credit as part of an application. Too many hard inquiries from lenders, insurers, employers and other third parties are a red flag that you are overextending yourself, and could have serious consequences for your credit score. Credit monitoring and alerts keep you informed whenever hard inquiries made on your credit files at any of the three credit bureaus.